Author: Benjamin Clarke
Introduction Smart rings have shortly change into one of the progressive wearable applied sciences of 2025. Compact, snug, and trendy, they provide lots of the identical advantages as smartwatches — however in a much more handy type. Amongst all of the choices obtainable, the Colmi Smart Ring stands out for its design, accuracy, and affordability. Whether or not you are a scholar, a health fanatic, or a busy skilled, Colmi smart rings make everyday life simpler and extra environment friendly. Let’s take a better have a look at how. 1. Extremely-Light-weight and Snug to Put on All Day One of…
This glossary serves as a information to the typically arcane phrases that inhabit the world of Medicare Benefit, the personal plan various to conventional Medicare.
Medicare Benefit, the private plan alternative to conventional Medicare, covers over half of eligible Medicare beneficiaries. Initially, one of many objectives of getting Medicare contract with non-public plans was to generate financial savings for the Medicare program by introducing competitors between non-public plans. Nonetheless, non-public plans have by no means generated financial savings for Medicare, partly as a result of the way in which Medicare pays non-public insurers has by no means sufficiently accounted for the variations in well being standing between beneficiaries in conventional Medicare and people enrolled in Medicare Benefit plans. As well as, the fee system was…
Medicaid is the first payer for long-term care (LTC) in america, and pays for greater than two-thirds of the LTC delivered in home- and community-based settings. Most dwelling care (also called “dwelling and community-based providers” or HCBS) is non-compulsory for states to supply and is steadily provided by “waivers,” which permit states to cowl a variety of advantages and to decide on—and restrict—the quantity of people that obtain providers. KFF estimates that 5.1 million Medicaid enrollees use home care, and that about half of persons are utilizing dwelling care by waivers. States’ capability to cap the variety of individuals enrolled…
Over one-third of Medicaid spending pays for long-term care, with a lot of the spending paying for residence care—often known as “home- and community-based providers” or HCBS. Medicaid pays for nearly 70% of all home care spending within the U.S., almost all of which is supplied by optionally available providers. Amongst these optionally available providers, states rely closely on Medicaid “waivers” to offer residence care, which permit them to handle prices utilizing mechanisms comparable to capping spending or enrollment within the waiver (Field 1). States can also use ready lists to trace and handle individuals who need to obtain however…
KFF has carried out this annual survey of personal and non-federal public employers with three or extra employees since 1999. The survey tracks developments in employer medical health insurance protection, the price of that protection, and different topical medical health insurance points. Findings are based mostly on a nationally consultant survey of private and non-private employers with ten or extra workers, together with those that reply to the total survey and people who point out solely whether or not or not they supply well being protection. The archive consists of surveys carried out in partnership with the Well being Analysis…
Background In June 2025, the Meals and Drug Administration (FDA) permitted lenacapavir (Yeztugo) as the most recent pre-exposure prophylaxis (PrEP) drug to forestall HIV in adults and adolescents. Lenacapavir differs from different obtainable PrEP merchandise. It’s the second long-acting injectable PrEP drug available on the market however presents much less frequent (twice annual) dosing. Its comparatively rare dosing and its excessive efficacy (100% for some populations) make it a promising choice at a time when PrEP uptake has continued to stall in lots of areas and disparities persist. This ACA open enrollment interval is the primary since lenacapavir’s approval, and…
This survey asks employers about the price of single protection and protection for a household of 4 for as much as two of their largest plans. Well being Insurance coverage Premiums In 2025, the common premiums for lined staff in California are $10,033 for single protection and $28,397 for household protection. Premiums for lined staff in California are larger than for lined staff nationally for each single protection ($10,033 vs. $9,325) and household protection ($28,397 vs. $26,993). Plan Kind: Premiums range by plan kind. The common annual household premium for lined staff in HMOs is decrease than the general common ($26,562 vs. $28,397).…
A brand new KFF/New York Instances Survey of Immigrants reveals deepening anxiousness and worry amongst immigrants of all statuses amid the Trump administration’s intensified immigration enforcement and restrictive insurance policies. The survey paints a portrait of households below pressure—the place worry of detention and financial instability are negatively impacting immigrants’ well being and reshaping immigrant households’ day by day lives and views of U.S. political events. The partnership survey builds on KFF’s groundbreaking work surveying immigrants over the previous few years, together with a 2023 survey in partnership with the Los Angeles Instances, a 2024 survey throughout the presidential election…
Immigrants are a numerous group who play a big position in our nation’s workforce and communities. As of June 2025, there have been 51.9 million immigrants residing within the U.S., and roughly one in four children within the U.S. dwell with a minimum of one immigrant dad or mum. Throughout his second time period, President Trump has applied an array of immigration coverage adjustments targeted on proscribing immigration and growing inside immigration enforcement efforts. KFF carried out this survey in partnership with The New York Occasions to improve understanding of immigrant experiences amid this coverage setting. It builds on the 2023 KFF/LA Times Survey of Immigrants and two extra surveys carried out…