This analysis compares ACA Market prices to employer-sponsored medical health insurance prices and finds that particular person market premiums have turn out to be extra just like employer-sponsored premiums since 2017. In 2024, particular person market insurance coverage premiums averaged $540 per member monthly, barely under the common $587 per member monthly premium for fully-insured employer protection.
The evaluation makes use of knowledge from Mark Farrah Associates Well being Protection Portal to check common premiums within the particular person and group insurance coverage markets. The information relies on insurer filings to NAIC within the Annual Exhibit of Premiums and Utilization, displaying the common premiums and claims per member monthly.
The total evaluation and different knowledge on well being prices can be found on the Peterson-KFF Health System Tracker, an internet data hub devoted to monitoring and assessing the efficiency of the U.S. well being system.
